Enrollment open
You already pay rent every month — but that payment never shows up in your credit history. Fía Crédito reports it to the credit bureaus, so the biggest payment you make starts working for you. Great if you have little or no credit.
Rent history
✓ Reported to the bureausYour SSN or ITIN is stored encrypted and used only for bureau reporting. We never sell it, and your landlord never sees it.
Nothing is reported without your express authorization. Cancel anytime and we stop reporting from the next cycle.
We report on-time payments only. A hard month simply isn't reported.
Federal law (FCRA) gives you the right to dispute anything on your report and a free copy each year at annualcreditreport.com.
Fía is a product of Wellness Labs LLC — Spanish-first, because that's how our community speaks. We'll state the price clearly before charging anything.
Tell us where you rent and how much you pay. In Spanish or English, in minutes.
No switching banks, landlords, or payment methods.
Each month we verify your payment and report it to the credit bureaus.
Rent is usually your biggest payment — and the one that never counts. Here it does.
If you have little credit or are just starting out, every on-time payment adds to your history.
We plan to report only on-time payments — the goal is to build, not punish.
Designed in Spanish for Milwaukee's south side, with support that understands you.
While you wait
Have an SSN? Raise your score for free today with Experian Boost — we show you how, step by step.
We're still setting the price. Waitlist members get the best launch price — and we'll tell you before charging anything.
No. You keep paying exactly like today; we verify the payment and report it.
We accept an SSN or an ITIN at enrollment — either one works.
The plan is to report on-time payments only. If you can't pay one month, that month simply isn't reported.
Leave your email and we'll follow up with next steps.